The Opportunity

The Family 1st Financial Opportunity

Everything you need to succeed in life insurance — leads, training, technology, and a team behind you.

What We Provide

Built for Producing Agents

Pre-Purchased FE & MP Leads

We buy the leads, you work them. Consistent flow of Final Expense and Mortgage Protection prospects delivered to your dashboard.

Competitive Commissions

Earn up to 120% on Final Expense products with a clear path for contract-level advancement based on production.

Technology Platform

CRM, power dialer, and lead management — all provided at no cost. Focus on the phone, not the software.

Training Portal

Sequential modules from day one. Scripts, objections, product knowledge, and back-office workflow.

Ongoing Support

Dedicated support from our team 7 days a week. Real people answering real questions when you're in the field.

Carrier Network

Top-rated carriers so you can match every client with the right product and price point.

Products

Products We Write

Final Expense (FEX)

Simplified-issue whole life policies designed to cover funeral costs and end-of-life expenses. High demand, strong commissions, quick issue times.

Mortgage Protection (MP)

Term life policies that pay off a homeowner's mortgage. Larger premiums, family-focused conversations, strong retention.

Carriers

Carriers We Work With

Top-rated carriers so you can match every client with the right product.

Mutual of OmahaAmericoAmerican AmicableForestersAIGTransamerica
Compensation

Commission Structure

Advance your contract level as you produce.

PositionCommission (FEX)
Agent90%
Senior Agent100%
Field Trainer110%
Agency Manager120%
Requirements

What You Need to Join

  • Active life insurance license
  • Resident state license in good standing
  • Willingness to learn and follow a proven system
  • Reliable phone, laptop, and internet connection

Ready to Get Started?

Apply to Join Our Team

IMPORTANT LEGAL DISCLAIMER — LIFE INSURANCE SALES

Life insurance sales is a heavily regulated profession subject to federal, state, and local laws, rules, regulations, and guidance across all 50 United States. Engaging in the sale of life insurance products requires, at minimum: (1) successful completion of state-approved pre-licensing education; (2) passing of all required state licensing examinations; (3) obtaining and maintaining an active life insurance producer license in every state in which you conduct business; (4) appointment with each insurance carrier whose products you intend to sell; and (5) ongoing continuing education as required by your resident and non-resident states.

All agents affiliated with Family 1st Financial are independent contractors solely responsible for compliance with all applicable licensing, appointment, suitability, and ethical requirements in every jurisdiction in which they operate. Family 1st Financial does not provide legal or compliance advice. Nothing on this website constitutes a guarantee of income, commissions, or business results. Individual results vary based on effort, market conditions, licensing status, and other factors.

Client suitability is paramount. All insurance recommendations must be based on a thorough needs analysis and must be suitable for the client's individual financial situation, needs, and objectives in compliance with all applicable state insurance regulations, NAIC guidelines, and federal requirements. Agents are required to act in the best interest of their clients at all times.

By submitting an application or engaging with Family 1st Financial, you represent that you hold or are actively pursuing all required licenses and appointments necessary to conduct insurance business in your state(s) of operation.

Family 1st Financial | Michigan | Not licensed in all states. Products and availability vary by state.