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IMPORTANT LEGAL DISCLAIMER — LIFE INSURANCE SALES
Life insurance sales is a heavily regulated profession subject to federal, state, and local laws, rules, regulations, and guidance across all 50 United States. Engaging in the sale of life insurance products requires, at minimum: (1) successful completion of state-approved pre-licensing education; (2) passing of all required state licensing examinations; (3) obtaining and maintaining an active life insurance producer license in every state in which you conduct business; (4) appointment with each insurance carrier whose products you intend to sell; and (5) ongoing continuing education as required by your resident and non-resident states.
All agents affiliated with Family 1st Financial are independent contractors solely responsible for compliance with all applicable licensing, appointment, suitability, and ethical requirements in every jurisdiction in which they operate. Family 1st Financial does not provide legal or compliance advice. Nothing on this website constitutes a guarantee of income, commissions, or business results. Individual results vary based on effort, market conditions, licensing status, and other factors.
Client suitability is paramount. All insurance recommendations must be based on a thorough needs analysis and must be suitable for the client's individual financial situation, needs, and objectives in compliance with all applicable state insurance regulations, NAIC guidelines, and federal requirements. Agents are required to act in the best interest of their clients at all times.
By submitting an application or engaging with Family 1st Financial, you represent that you hold or are actively pursuing all required licenses and appointments necessary to conduct insurance business in your state(s) of operation.
Family 1st Financial | Michigan | Not licensed in all states. Products and availability vary by state.