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Privacy Policy

Effective Date: July 2, 2026 • Family 1st Financial, Michigan

1.Information We Collect

We collect the following categories of information when you interact with our website, forms, or recruiting team:

  • Personal identification information such as your name, email address, phone number, state of residence, and insurance license number.
  • Information you submit through our contact forms and agent application forms.
  • Usage data and cookies collected automatically when you visit our website.

2.How We Use Your Information

  • To contact you regarding agent recruiting and career opportunities.
  • To send SMS messages and emails related to your agent application, only with your explicit consent.
  • To process agent applications and onboarding.
  • To comply with insurance industry regulations.
  • We do NOT sell your personal information to third parties.

3.SMS Communications

By providing your phone number and checking the SMS consent box on our forms, you expressly consent to receive text messages from Family 1st Financial regarding agent recruiting, onboarding updates, and business communications. Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP. Consent to receive SMS messages is not a condition of any purchase or service.

4.Email Communications

  • We may send emails regarding your application status and agency updates.
  • You may unsubscribe at any time using the link included in every email.

5.Cookies

  • We use cookies to improve website functionality and analyze usage.
  • You may disable cookies in your browser settings at any time.

6.Data Security

  • We implement industry-standard security measures to protect your information.
  • We do not store sensitive financial information on our servers.

7.Third-Party Services

  • We use Calendly for appointment scheduling (subject to Calendly's privacy policy).
  • We use GoHighLevel CRM to manage agent communications.
  • These services have their own privacy policies governing your data.

8.Your Rights

9.Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect information from minors.

10.Changes to This Policy

We may update this policy from time to time and will notify you of material changes by posting the updated policy on this page with a new effective date.

11.Contact Us

See also our Terms of Service and SMS Opt-In page.

IMPORTANT LEGAL DISCLAIMER — LIFE INSURANCE SALES

Life insurance sales is a heavily regulated profession subject to federal, state, and local laws, rules, regulations, and guidance across all 50 United States. Engaging in the sale of life insurance products requires, at minimum: (1) successful completion of state-approved pre-licensing education; (2) passing of all required state licensing examinations; (3) obtaining and maintaining an active life insurance producer license in every state in which you conduct business; (4) appointment with each insurance carrier whose products you intend to sell; and (5) ongoing continuing education as required by your resident and non-resident states.

All agents affiliated with Family 1st Financial are independent contractors solely responsible for compliance with all applicable licensing, appointment, suitability, and ethical requirements in every jurisdiction in which they operate. Family 1st Financial does not provide legal or compliance advice. Nothing on this website constitutes a guarantee of income, commissions, or business results. Individual results vary based on effort, market conditions, licensing status, and other factors.

Client suitability is paramount. All insurance recommendations must be based on a thorough needs analysis and must be suitable for the client's individual financial situation, needs, and objectives in compliance with all applicable state insurance regulations, NAIC guidelines, and federal requirements. Agents are required to act in the best interest of their clients at all times.

By submitting an application or engaging with Family 1st Financial, you represent that you hold or are actively pursuing all required licenses and appointments necessary to conduct insurance business in your state(s) of operation.

Family 1st Financial | Michigan | Not licensed in all states. Products and availability vary by state.